Mortgage Services

    Expert Mortgage Advice for Every Situation

    From straightforward first-time buyer applications to complex adverse credit, contractor and self-employed cases — we search the whole market to find the right mortgage for you. Based in Uxbridge, serving the UK.

    FCA Regulated
    Extensive Lender Panel
    Based in Uxbridge
    UK Wide Coverage
    24hr Response
    5★ Reviews

    Our Mortgage Services

    Whatever your situation, we have access to the right lenders and products. Click any service below to learn more.

    First Time Buyers

    95% mortgages, gifted deposits, parental guarantees and 100% options where suitable. Get on the ladder with expert guidance.

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    Buy to Let

    Up to 85% LTV, limited company, HMOs, portfolio landlords, holiday lets, expat and foreign national cases.

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    Let to Buy

    Keep your current home as a rental and buy a new property. We coordinate both mortgage applications seamlessly.

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    Adverse Credit

    CCJs, defaults, IVAs, debt management plans and discharged bankrupts — specialist lending for complex credit histories.

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    Secured Loans

    Borrow against your property without disturbing your existing mortgage. Up to 90% LTV, adverse credit considered.

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    Contractor Mortgages

    Day-rate based lending for IT, engineering and specialist contractors. No accounts needed in some cases.

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    CIS Worker Mortgages

    Gross CIS income assessed by specialist lenders who understand construction industry subcontractors.

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    Self Employed

    Sole traders, limited company directors, salary plus dividends, declining profits — specialist self-employed advice.

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    Declining Profits

    Specialist lenders who look beyond declining profit figures for self-employed borrowers.

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    Net Profit Lending

    Lending based on latest year net profit — no need for multiple years of accounts.

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    Salary Plus Dividends

    Maximise borrowing using salary, dividends and share of net profit.

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    Remortgages

    Save money, raise capital or switch to a better deal. We search the whole market for the most competitive remortgage.

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    Home Mover Mortgages

    Upsizing, downsizing or relocating. We handle porting, new applications and chain management.

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    Right to Buy

    Purchase your council or housing association property at a discount. Use your discount as a deposit.

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    Shared Ownership

    Buy a 25–75% share of a property and pay rent on the rest. Specialist lenders and schemes available.

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    Guarantor / Family Support

    100% mortgages with parental security, JBSP arrangements and family deposit schemes.

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    Large Loan Mortgages

    Private bank and specialist lending for high-value properties and borrowing above £500,000.

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    Expat / Overseas Support

    UK mortgage advice for British expats and overseas residents. Purchase or remortgage from abroad.

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    Get Expert Mortgage Advice

    Whether your case is straightforward or complex, our experienced advisers will search the whole market to find the right mortgage for you. Free, no-obligation consultation.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

    Get Your Free Quote

    Tell us about your situation and we'll be in touch.

    No obligation • Initial consultation at our expense • Response within 24 hours

    Frequently Asked Questions

    Ready to Get Started?

    Speak with one of our expert advisers today — initial consultation at our expense, and without obligation.