Home Mover Mortgages

Upsizing, downsizing or relocating. We'll find the best mortgage for your next home and manage the process end to end.

FCA Regulated

Extensive Lender Panel

Based in Uxbridge

UK Wide Coverage

24hr Response

5★ Reviews

Moving Made Simple

Moving home involves significant financial decisions. Should you port your existing mortgage or take a new deal? How much additional borrowing can you access? What happens if your sale and purchase don't align? At Chess Mortgages, we handle all of this: searching our extensive lender panel, advising on porting vs switching, managing timelines and coordinating with your solicitor.

What We Help With

Porting your existing mortgage to your new property

New mortgage application if switching gives a better deal

Additional borrowing on top of your existing balance

Part-port, part-new, a blend of keeping your rate and borrowing more

Upsizing to a larger property with a bigger mortgage

Downsizing, managing the transition and potential overpayment

Relocating for work, local and national moves

Chain management and timing advice

Get Expert Advice

Free, no-obligation consultation. We'll be in touch within 24 hours.

How It Works

Initial Consultation

We discuss your situation, income, goals and any concerns, at our expense and without obligation.

Market Search

We search our extensive lender panel including specialist lenders to find the best deal.

Application

We prepare and submit your application, managing all lender communications.

Completion

We coordinate with solicitors and the lender through to completion day.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Chess Mortgages is a trading style of Chess Property Services (London) Limited (Company No. 6575229), authorised and regulated by the Financial Conduct Authority (FCA No. 748976).

Related Services

First Time Buyers

First-time buyer advice.

Learn more

Remortgages

Switch to a better deal.

Learn more

Let to Buy

Keep your current home and buy new.

Learn more

Frequently Asked Questions

Should I port my mortgage or get a new one?

It depends on your current rate, early repayment charges, how much additional borrowing you need, and what rates are available. We'll compare both options and recommend the most cost-effective approach.

Can I borrow more when moving home?

Yes, subject to affordability. If you need a larger mortgage for your new property, we can arrange additional borrowing on top of your ported balance, or a completely new mortgage for the full amount.

How far in advance should I apply?

We recommend speaking to us as soon as you start thinking about moving. A mortgage agreement in principle typically lasts 3–6 months and strengthens your position as a buyer.

Ready to Get Started?

Speak with one of our expert advisers today, initial consultation at our expense, and without obligation.

Book a Consultation 0208 756 1 756