Structured Development Lending

Development Finance

Specialist development finance for property developers at every stage. From ground up new builds and refurbishment projects to development exit finance. We structure the right facility for your project.

Development Finance Enquiry

Tell us about your project.

No obligation • Initial consultation at our expense • Response within 24 hours

FCA Regulated
Extensive Lender Panel
Based in Uxbridge
UK Wide Coverage
24hr Response
5★ Reviews

Development Finance Services

Whether you're building from the ground up or exiting a completed development, we have the right finance solution.

How Development Finance Works

01

Project Review

We review your development appraisal, plans and experience.

02

Lender Sourcing

We match your project to the most suitable development lenders.

03

Terms & Heads

Heads of terms issued with full cost breakdown.

04

Valuation & Legal

Monitoring surveyor appointed, legal work progresses.

05

First Drawdown

Funds released for land purchase or initial works.

Discuss Your Development Project

Share your project details and we'll come back with structured options from our specialist development lending panel.

Ground up residential and commercial
Light, medium and heavy refurbishment
Development exit and bridge to term
Experienced and first-time developers
UK-wide project coverage

Development Finance Enquiry

No obligation. Expert advice.

No obligation • Initial consultation at our expense • Response within 24 hours

Development Finance FAQs

How does development finance work?
Development finance provides staged funding for property development projects. You typically receive an initial tranche for the land or property purchase, then further drawdowns as construction progresses. Each drawdown is verified by the lender's monitoring surveyor.
How much can I borrow?
Development finance typically covers up to 70% of the gross development value (GDV) and up to 90% of build costs. Experienced developers with a strong track record may qualify for higher gearing. The exact amount depends on the project, your experience and the lender.
Can first-time developers get finance?
Yes. While terms may be more conservative, we work with lenders who support first-time developers. Having a strong project, realistic appraisal and an experienced build team will strengthen your application.
What exit strategies do lenders accept?
Common exit strategies include sale of completed units, refinance to a term mortgage (for retained rental properties), or development exit finance to bridge the gap while selling. We'll help you structure the most credible exit.
How long does development finance take to arrange?
Typically 4–8 weeks from application to first drawdown, depending on the project complexity, planning status and legal work. We can expedite urgent cases.
Do you cover the whole UK?
Yes. We arrange development finance for projects across England, Wales, Scotland and Northern Ireland.

Planning a Development?

Get expert development finance advice from our specialist team.