Ground Up Development Finance

    Staged funding for new build residential and commercial development projects — from land purchase through to completion.

    FCA Regulated
    Extensive Lender Panel
    Based in Uxbridge
    UK Wide Coverage
    24hr Response
    5★ Reviews

    Ground up development finance provides staged funding for new build projects. Whether you're building a single dwelling, a scheme of apartments or a commercial development, we structure finance with staged drawdowns monitored by the lender's surveyor.

    What We Finance

    • Single residential units and self-build
    • Multi-unit residential schemes
    • Mixed-use developments
    • Commercial new builds
    • Land purchase with planning
    • Land purchase without planning (specialist lenders)

    How Staged Drawdowns Work

    Development finance is released in stages as construction progresses. Each drawdown is verified by the lender's monitoring surveyor to ensure work is on track and on budget.

    • Tranche 1: Land or site purchase
    • Tranche 2: Foundations and groundworks
    • Tranche 3: Superstructure and build
    • Tranche 4: Fit-out and completion

    Typical Terms

    • Up to 70% of gross development value (GDV)
    • Up to 90% of build costs
    • Terms from 6 to 24 months
    • Interest rolled up (no monthly payments during build)

    Frequently Asked Questions

    Ready to Get Started?

    Speak with one of our expert advisers today — initial consultation at our expense, and without obligation.