Commercial Finance Solutions

We arrange finance for all commercial property types including offices, retail units, industrial buildings, warehouses, hotels, medical practices, farms, mixed-use properties and more. Each lender has specialist criteria and we know which to approach for your property type.

Most commercial mortgages require a minimum 25% deposit (75% LTV), although some lenders offer up to 80% for strong cases. Medical practices and some owner-occupied premises may qualify for higher borrowing. We'll assess your options based on the property, your business and the lender's criteria.

Yes, we specialise in finding commercial mortgages for self-employed borrowers. We know which lenders use salary plus dividends, share of net profit, latest year figures, and which consider declining profits or recent changes in business structure.

Commercial mortgage rates vary based on the property type, LTV, business strength and the lender. Rates are typically higher than residential mortgages. We search the whole market to find the most competitive terms for your situation.

A typical commercial mortgage takes 6–12 weeks to complete, depending on the complexity, valuation requirements and legal work. Some simpler cases can be faster. We manage the entire process to keep things moving.

Yes. We arrange commercial finance across England, Wales, Scotland and Northern Ireland, with specialist lenders for different regions and property types.