Self Employed Mortgage Solutions
Tailored commercial mortgage solutions for self-employed business owners.
FCA Regulated
Extensive Lender Panel
Based in Uxbridge
UK Wide Coverage
24hr Response
5★ Reviews
Self-employed business owners often need bespoke solutions for commercial property finance. We understand how different lenders assess self-employed income and can find the best fit for your circumstances, whether you're a sole trader, limited company director or partner.
Self-Employed Structures We Help
- Sole traders
- Limited company directors
- Partners and LLP members
- Multiple business owners
- Recently incorporated companies
Income Assessment Options
- Salary plus dividends
- Share of net profit
- Latest year figures only
- Net profit before tax
- Retained profits considered by some lenders
Frequently Asked Questions
How many years of accounts do I need?
Most lenders require 2 years, but some will accept 1 year's accounts or the latest year's figures. We know which lenders suit your situation.
What if my profits are declining?
Some lenders consider the full picture rather than just the trend. See our dedicated declining profits page for more information.
I recently moved from sole trader to Ltd, can I still get a mortgage?
Yes. Some lenders can use your combined history as a sole trader and limited company director. See our sole trader to Ltd page.
Ready to Get Started?
Speak with one of our expert advisers today, initial consultation at our expense, and without obligation.