Latest Net Profit Based Lending

    Mortgage lending based on latest year net profit — no need for multiple years of accounts.

    FCA Regulated
    Extensive Lender Panel
    Based in Uxbridge
    UK Wide Coverage
    24hr Response
    5★ Reviews

    Latest Year Figures Accepted

    Some lenders will assess your application based on your most recent year's net profit rather than requiring two or three years of accounts. This is ideal for growing businesses, recently incorporated companies or those whose latest year best reflects their current earning capacity.

    Who Benefits?

    Businesses with strong recent growth
    Companies with only 1 year of filed accounts
    Directors whose latest year is their strongest
    Businesses recovering from a difficult period

    Get Expert Advice

    Free, no-obligation consultation. We'll be in touch within 24 hours.

    No obligation • Initial consultation at our expense • Response within 24 hours

    How It Works

    1

    Initial Consultation

    We discuss your situation, income, goals and any concerns — at our expense and without obligation.

    2

    Market Search

    We search our extensive lender panel including specialist lenders to find the best deal.

    3

    Application

    We prepare and submit your application, managing all lender communications.

    4

    Completion

    We coordinate with solicitors and the lender through to completion day.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

    Chess Mortgages is a trading style of Chess Property Services (London) Limited (Company No. 6575229), authorised and regulated by the Financial Conduct Authority (FCA No. 748976).

    Frequently Asked Questions

    Ready to Get Started?

    Speak with one of our expert advisers today — initial consultation at our expense, and without obligation.