Shared Ownership Mortgages
Buy a share of a property (25–75%) and pay rent on the rest. A government-backed route to homeownership with a smaller deposit and mortgage.
An Affordable Path to Homeownership
Shared ownership is a government-backed scheme designed to help people who can't afford to buy a home outright. You purchase a share of a property (typically 25–75%) and pay rent on the remaining share to a housing association. As your circumstances improve, you can 'staircase' — buying additional shares until you eventually own the property outright.
What We Can Arrange
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Free, no-obligation consultation. We'll be in touch within 24 hours.
How It Works
Initial Consultation
We discuss your situation, income, goals and any concerns — at our expense and without obligation.
Market Search
We search our extensive lender panel including specialist lenders to find the best deal.
Application
We prepare and submit your application, managing all lender communications.
Completion
We coordinate with solicitors and the lender through to completion day.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Chess Mortgages is a trading style of Chess Property Services (London) Limited (Company No. 6575229), authorised and regulated by the Financial Conduct Authority (FCA No. 748976).
Frequently Asked Questions
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