Right to Buy Mortgages

    Purchase your council or housing association home at a significant discount. Your discount can be used as your deposit — meaning you may not need any savings.

    FCA Regulated
    Extensive Lender Panel
    Based in Uxbridge
    UK Wide Coverage
    24hr Response
    5★ Reviews

    Buy Your Council Home

    The Right to Buy scheme gives eligible council tenants the right to purchase their home at a discount of up to £96,000 (or £127,900 in London boroughs). In many cases, the discount is large enough to serve as your entire deposit, meaning you may be able to buy your home with no savings at all. We have extensive experience arranging Right to Buy mortgages.

    How We Help

    Use your Right to Buy discount as a deposit — no savings needed in many cases
    100% financing of the discounted purchase price where suitable
    Lenders who understand and specialise in Right to Buy applications
    Adverse credit considered — you don't need a perfect credit score
    Self-employed and contractor income accepted
    Joint applications with family members where appropriate
    Help with the application process to your council or housing association

    Get Expert Advice

    Free, no-obligation consultation. We'll be in touch within 24 hours.

    No obligation • Initial consultation at our expense • Response within 24 hours

    How It Works

    1

    Initial Consultation

    We discuss your situation, income, goals and any concerns — at our expense and without obligation.

    2

    Market Search

    We search our extensive lender panel including specialist lenders to find the best deal.

    3

    Application

    We prepare and submit your application, managing all lender communications.

    4

    Completion

    We coordinate with solicitors and the lender through to completion day.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

    Chess Mortgages is a trading style of Chess Property Services (London) Limited (Company No. 6575229), authorised and regulated by the Financial Conduct Authority (FCA No. 748976).

    Frequently Asked Questions

    Ready to Get Started?

    Speak with one of our expert advisers today — initial consultation at our expense, and without obligation.