Large Loan Mortgages

    Specialist lending for high-value properties and mortgage requirements above £500,000. Access to private banks and bespoke terms.

    FCA Regulated
    Extensive Lender Panel
    Based in Uxbridge
    UK Wide Coverage
    24hr Response
    5★ Reviews

    Private Banking, Made Accessible

    For mortgage requirements above £500,000, standard high street products often don't offer the best terms. Private banks and specialist lenders provide bespoke rates, higher income multiples and more flexible underwriting for high-value borrowing. At Chess Mortgages, we have established relationships with private banking teams and can present your case directly to achieve the best possible outcome.

    What We Can Arrange

    Mortgages from £500,000 to £25,000,000+
    Private bank access with bespoke rates and terms
    Higher income multiples — up to 5.5x or higher for professionals
    Complex income structures — bonuses, share options, carried interest, foreign currency
    Interest-only options for high-net-worth borrowers
    Non-standard properties — listed buildings, estates, equestrian properties
    Overseas income and multi-currency income accepted
    Portfolio and property empire financing

    Get Expert Advice

    Free, no-obligation consultation. We'll be in touch within 24 hours.

    No obligation • Initial consultation at our expense • Response within 24 hours

    How It Works

    1

    Initial Consultation

    We discuss your situation, income, goals and any concerns — at our expense and without obligation.

    2

    Market Search

    We search our extensive lender panel including specialist lenders to find the best deal.

    3

    Application

    We prepare and submit your application, managing all lender communications.

    4

    Completion

    We coordinate with solicitors and the lender through to completion day.

    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

    Chess Mortgages is a trading style of Chess Property Services (London) Limited (Company No. 6575229), authorised and regulated by the Financial Conduct Authority (FCA No. 748976).

    Frequently Asked Questions

    Ready to Get Started?

    Speak with one of our expert advisers today — initial consultation at our expense, and without obligation.