You don't need years of experience to secure development finance. While having a track record helps, a growing number of lenders now offer funding specifically designed for first-time developers with the right project and exit strategy.
What Lenders Want to See
- • A viable project with realistic costings and timelines
- • Planning permission or permitted development rights
- • A credible exit strategy — sale or refinance
- • Evidence of relevant skills (construction, project management, property)
- • Adequate equity contribution (typically 25–30% of costs)
How a Specialist Broker Helps
We know which lenders are most receptive to first-time developers and how to present your application to maximise approval chances. Our team has arranged development finance for dozens of first-time projects across London and the Home Counties.