Critical Illness Cover
Receive a tax-free lump sum if you're diagnosed with a serious illness — giving you financial freedom when you need it most.
FCA Regulated
Extensive Lender Panel
Based in Uxbridge
UK Wide Coverage
24hr Response
5★ Reviews
Critical illness cover pays out a tax-free lump sum if you're diagnosed with one of a specified list of serious illnesses during the policy term. Common covered conditions include cancer, heart attack, stroke and multiple sclerosis. Many people use the payout to clear their mortgage, fund treatment or adapt their home.
What Does Critical Illness Cover?
- Cancer (excluding early-stage or pre-malignant conditions)
- Heart attack and coronary artery bypass
- Stroke with permanent symptoms
- Multiple sclerosis
- Kidney failure
- Major organ transplant
- Many policies cover 40+ conditions including children's cover
How People Use Critical Illness Payouts
- Pay off the mortgage to remove monthly pressure
- Fund private medical treatment
- Adapt their home for changed needs
- Replace lost income during recovery
- Pay for childcare or additional support
Frequently Asked Questions
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