Latest Net Profit Based Lending

Mortgage lending based on latest year net profit, no need for multiple years of accounts.

FCA Regulated
Extensive Lender Panel
Based in Uxbridge
UK Wide Coverage
24hr Response
5★ Reviews

Latest Year Figures Accepted

Some lenders will assess your application based on your most recent year's net profit rather than requiring two or three years of accounts. This is ideal for growing businesses, recently incorporated companies or those whose latest year best reflects their current earning capacity.

Who Benefits?

Businesses with strong recent growth
Companies with only 1 year of filed accounts
Directors whose latest year is their strongest
Businesses recovering from a difficult period

Get Expert Advice

Free, no-obligation consultation. We'll be in touch within 24 hours.

No obligation • Initial consultation at our expense • Response within 24 hours

How It Works

1

Initial Consultation

We discuss your situation, income, goals and any concerns, at our expense and without obligation.

2

Market Search

We search our extensive lender panel including specialist lenders to find the best deal.

3

Application

We prepare and submit your application, managing all lender communications.

4

Completion

We coordinate with solicitors and the lender through to completion day.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Chess Mortgages is a trading style of Chess Property Services (London) Limited (Company No. 6575229), authorised and regulated by the Financial Conduct Authority (FCA No. 748976).

Frequently Asked Questions

Do all lenders accept latest year figures?
No. This is a specialist criteria point. We know exactly which lenders use latest year net profit and in which circumstances.

Ready to Get Started?

Speak with one of our expert advisers today, initial consultation at our expense, and without obligation.