When should I remortgage?

The best time is usually 3–6 months before your current deal expires. This avoids falling onto the lender's standard variable rate (SVR) which is typically much higher.

Are there fees for remortgaging?

Potentially — early repayment charges on your current deal, arrangement fees on the new deal, and legal fees. Many lenders offer free legal work and valuation for remortgages.

Remortgage Savings Calculator

Estimate how much you could save per month by switching to a new mortgage deal.

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Frequently Asked Questions

Could You Save by Remortgaging?

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