Mortgage Repayment Calculator

Estimate your monthly mortgage repayments based on loan amount, interest rate and term.

Enter Your Details

How This Calculator Works

This mortgage repayment calculator uses the standard repayment mortgage formula to estimate your monthly payments. Enter your loan amount, the interest rate and the mortgage term to see an estimate of your monthly cost.

Remember, the actual rate you're offered will depend on your circumstances, deposit, property type and credit history. Speak to one of our advisers for a personalised quote.

Frequently Asked Questions

Is this calculator accurate?
This gives a good estimate based on a standard repayment mortgage. Actual payments may differ based on lender fees, product type and your circumstances.
Does this include fees?
No. This calculates the principal and interest payment only. Arrangement fees, valuation fees and other costs are not included.
What about interest-only mortgages?
For interest-only, your monthly payment would simply be the loan amount multiplied by the monthly interest rate. Speak to us for a personalised comparison.

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Our advisers can search the whole market to find the best rate for your circumstances.