Merchant Cash Advances

Flexible funding based on your card payment turnover, repay as a percentage of daily card sales.

FCA Regulated
Extensive Lender Panel
Based in Uxbridge
UK Wide Coverage
24hr Response
5★ Reviews

Merchant cash advances provide funding based on your business's card payment volume. Repayments are taken as a small percentage of your daily card sales, so you pay more when business is good and less when it's quiet. Ideal for retail, hospitality and any business with regular card transactions.

Who Is This For?

  • Retailers, restaurants, pubs and cafes
  • Businesses with consistent card payment turnover
  • Companies needing fast access to cash
  • Businesses that want repayments tied to sales performance

Key Benefits

  • No fixed monthly repayments, pay a percentage of card sales
  • Fast funding, often within 48 hours
  • No security or business assets required
  • Flexible, pay more in busy periods, less in quiet ones
  • Typically unsecured, no property charge needed

Frequently Asked Questions

How quickly can I get funding?
Merchant cash advances can often be funded within 48 hours of approval. The process is straightforward. We review your card processing statements and arrange terms.
How much can I borrow?
Typically between one and two times your monthly card turnover. The exact amount depends on your card processing volume and the provider.
Do I need good credit?
Merchant cash advances focus on your card payment volume rather than personal credit. Adverse credit is considered.

Ready to Get Started?

Speak with one of our expert advisers today, initial consultation at our expense, and without obligation.