Commercial Finance

    Commercial Mortgages for Medical Practices

    2025-02-01 6 min read

    Medical practices — including GP surgeries, dental practices and veterinary clinics — are some of the most attractive commercial mortgage propositions for lenders. With strong, predictable income streams, these businesses can often access competitive rates and higher LTVs.

    Why Lenders Like Medical Practices

    NHS contracts provide reliable, government-backed income. Lenders view this as low risk, often offering better terms than standard commercial mortgages. Private practices also benefit from strong, recurring patient income.

    What You Can Finance

    • • Purchasing practice premises
    • • Refinancing existing practice property
    • • Funding practice expansion or relocation
    • • Buying into a partnership
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