Warehouses and mixed-use properties present unique financing challenges. Understanding what lenders look for — and which ones specialise in these asset classes — can make the difference between a smooth transaction and months of frustration.
Warehouse Finance
The warehouse sector has boomed with the growth of e-commerce. Lenders view modern, well-located warehouse space favourably, often offering LTVs of 65–75% with competitive rates. Older or rural units may require more specialist lenders.
Mixed-Use Properties
Mixed-use properties with both commercial and residential elements can be financed using commercial mortgage products or, in some cases, a combination of residential and commercial lending. The ratio of commercial to residential space determines which approach works best.