Commercial Finance

Asset Finance for UK Businesses: A Complete Guide

2024-10-25 6 min read

Asset finance allows businesses to acquire equipment, vehicles, machinery and technology without paying the full cost upfront. It's one of the most accessible and widely used forms of business finance in the UK.

Types of Asset Finance

  • • Hire purchase: fixed payments, you own the asset at the end
  • • Finance lease: lower payments, the finance company retains ownership
  • • Operating lease: use the asset for a set period, return or upgrade at the end
  • • Refinancing: release capital tied up in assets you already own
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Frequently Asked Questions

What assets can I finance?
Almost any tangible business asset: vehicles, machinery, IT equipment, medical equipment, catering equipment, printing presses, and more.

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